Specializing in:

Equine Mortality Insurance

Farm Owner's Insurance

Stable Liability

Automobile Insurance

Homeowners Insurance

Life/Health Insurance

Crop Insurance

Business Insurance

 

Proud Members of:

National Snaffle Bit Association
National Snaffle Bit Association

Quarter Horse Association
American Quarter Horse Association

 

New England Paint Club

 

 

FARM OWNER'S INSURANCE

Farm Owner's Insurance

As an individual who owns, trains, boards or breeds horses, you've invested significantly in your business. Unfortunately, you may be courting financial disaster. Carefully review your present insurance policy to discover the voids and gaps that could be in your coverage. You may be surprised at the risks you are taking.

If you are currently covered under a homeowners policy, it is very likely that your policy doesn't cover the risks of owning a farm, ranch, or stable. For example, most policies do not cover the legal liability associated with buying, selling, breeding, boarding and training horses, which are considered business pursuits. That renders your homeowners policy useless in terms of your equine operation.

If you are currently covered under a farm owners policy, it may specifically exclude horses. Many policies leave wide coverage gaps. They will often cover only the legal liability associated with other livestock. There's a chance your horses may be left out of the picture -meaning that an important part of your operation isn't covered.

Your farm probably represents the major investment in your life. It needs to be protected properly! Our Farmers Program is virtually all-inclusive. covering just about everything associated with your operation. You pick the coverage's you want, so you get and pay for what you need -nothing more.

  • Your policy will be custom-tailored to fit your needs.
  • Your policy can provide coverage on your home, barn, farm equipment, personal property, personal liability and stable liability.
  • Your policy will cover personal liability in the same manner as a typical homeowners policy. It also has the flexibility to include commercial liability coverage as well as farm premises and operations.


We can also provide a FARM UMBRELLA LIABILITY POLICY. Excess liability protection is available for financial protection up to $5 million.

IF YOU ARE INTERESTED IN OBTAINING A FARMO\VNERS QUOTE PLEASE CONTACT US SO THAT WE CAN SET UP AN APPOINTMENT TO COME OUT AND VISIT AND CUSTOM DESIGN A POLICY THAT WILL FIT YOUR INDIVIDUAL NEEDS.

 

Cummings Insurance Agency, Inc.
P.O. Box 7046
Aiken, SC 29804-7046
Telephone: 866-630-3276
Fax: 866-630-3299
Email: blair@tedcummingsinsurance.com

Reducing Your Risk

Crop insurance is a valuable risk management tool that allows growers to insure against losses due to adverse weather conditions, fire, insects, disease, and wildlife.


Crop Insurance

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