Specializing in:

Equine Mortality Insurance

Farm Owner's Insurance

Stable Liability

Automobile Insurance

Homeowners Insurance

Life/Health Insurance

Crop Insurance

Business Insurance

 

Proud Members of:

National Snaffle Bit Association
National Snaffle Bit Association

Quarter Horse Association
American Quarter Horse Association

New England Paint Club

 

 

EQUINE MORTALITY INSURANCE

Equine Mortality Insurnace

This comprehensive policy reimburses you in the event of the death of your insured horse resulting from an accident, illness or disease. This policy also provides coverage if an insured horse must be humanely euthanized to prevent excess, continued suffering due to an incurable injury or tem1inal disease. Limited theft protection is included to protect you if your animal is stolen or dies as a result of theft.

MAJOR MEDICAL COVERAGE

This coverage will reimburse you for reasonable and customary fees up to the Major Medical policy limit for veterinary fees as a result of an accident, illness or surgical procedure. There is a $250 deductible that applies to each separate occurrence. There are certain eligibility requirements and this endorsement is available only on horses 30 days old through age 15 years. Coverage is not available for racehorses. Receive a Free Quote.

Limits Available:

  • $5,000 Annual Limit
  • $7,500 Annual Limit
  • $10,000 Annual Limit
  • $12,500 Annual Limit

SURGICAL COVERAGE

Should your insured horse require surgery, this endorsement will cover the costs. This coverage will pay reasonable and customary charges for surgical treatment (including anesthesia) necessitated by accident, injury or illness. In addition to the surgery, it will pay up to 35% of the surgical fees for any hospitalization, X-rays, medication and lab tests that are necessitated as a result of the surgery. There is a $50 deductible for each claim. Receive A Free Quote.

Limits Available:

  • Annual Limit of $5,000

OTHER OPTIONAL COVERAGES AVAILABLE:

  • LOSS OF USE (Available to horses between the ages of3 through 12 that are valued at a minimum of $25,000 to a maximum of $500,000)

  • LIMITED (ACCIDENTAL) LOU (Available to horses between the ages of 3 through 12 that are used specifically for Hunter/Jumper, Dressage, Cutting, or Reining)

  • STALLION ACCIDENT, SICKNESS & DISEASE FERTILITY

  • CALL FOR DETAILS AND REQUIREMENTS FOR ALL OPTIONAL COVERAGE LISTED ABOVE

Application is required for coverage:

  • Veterinary Examination form
  • Required with application for horses valued in excess of $50,000; foals under 6 months or horses 15 years or older; race horses; and all horses with a previous illness, injury, lameness or disease. A vet exam is also required for all optional coverage's listed above. Veterinary exam must not be completed more than 20 days prior to inception of coverage.
  • Payment Plans - For your convenience, we offer several payment plan options

Cummings Insurance Agency, Inc.
P.O. Box 7046
Aiken, SC 29804-7046
Telephone: 866-630-3276
Fax: 866-630-3299
Email: blair@tedcummingsinsurance.com

Commitment...

Owning a horse is both a financial and an emotional investment. We are available to our Equine clients 24 hours a day / 7 days a week.



Available 24/7

WE OFFER OPTIONAL COVERAGES TO ENHANCE YOUR MORTALITY
POLICY

 

Equine Insurance

 

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